Personal loan affiliate programs
Offering numerous financing alternatives to your loan referrals, the personal loan niche can prove to be an ideal opportunity for affiliates. As per the recommendations from leading finance websites, the following are the finest personal affiliate programs available:
SuperMoney
Since its establishment in 2017, SuperMoney has efficiently handled loan inquiries exceeding $5 billion, functioning as a thorough comparison website for financial services.
In the beginning, the company provided personal loans, but now it offers comparison services for more than 50 financial services areas, such as loans for purchasing or refinancing automobiles, refinancing student loans, and loans for businesses.
The financial comparison platform provided by SuperMoney includes reliable evaluations from genuine users as well as data-driven summaries of financial products and services. As a result, it may be advantageous to consider integrating it into your affiliate product portfolio.
To receive various pre-approved loan offers from different vendors, your referrals only have to submit one loan application that is completely transparent.
Financial services companies and small businesses looking to redirect unqualified candidates or customers towards financing options can become affiliates with SuperMoney. Depending on the product type, affiliates can earn around 50% per lead or sale through FlexOffers and 80% of the sale through MaxBounty.
To commence, interested affiliates may apply using SuperMoney’s internet-based application form.
LoanMart
LoanMart’s main selling point is the simplicity of obtaining a loan, as all that is required from applicants is to submit the necessary documentation online or via phone. The company guarantees approvals within an hour and same-day pay-outs, regardless of the applicant’s credit score.
Expect higher interest rates for LoanMart’s services due to limited availability in certain states.
LoanMart provides title loans, car title loans, online title loans, and emergency cash. Once your application is approved, you can either opt to have the money transferred to your bank account or collect it from a participating location.
For more than ten years, the company has been providing loans and boasts of having more than 250,000 contented clients. By becoming an affiliate, you stand to earn a fixed amount of $100 for every loan that gets funded through the use of your affiliate link. The cookie duration is set at 30 days.
ZippyLoan
Like other providers listed here, ZippyLoan doesn’t directly provide loans. It operates as an online loan marketplace with over 100 lenders in its network.
Flexible repayment plans are provided by the lenders of the company for many of their loan offers. Therefore, customers have the option to make payments in numerous installments that can extend up to 60 months. Additionally, customers can agree with the lenders to pay back smaller loans by the following payday.
The services provided by ZippyLoan are currently unavailable to individuals residing in New York, West Virginia, or the District of Columbia.
On MaxBounty, Affiliates can potentially earn 72% of the sale and on Awin, they can receive a steady $45 for every sale made.
LendKey
In March 2022, LendKey experienced a significant surge in revenue, setting a new record for growth. The company reported a 50% increase in quarterly revenue and a 60% increase in total loan origination. LendKey focuses solely on offering private student loans, student refinancing loans, and home improvement loans.
Through collaborating with banks and credit unions, LendKey can provide online lending services with affordable interest rates. With LendKey’s automated system, these lenders can reduce their expenses and pass on the advantages to their borrowers. LendKey has facilitated over $5 billion in loans to more than 135,000 borrowers since its establishment.
On MaxBounty, affiliates have the potential to receive between $20 to $180 per lead based on the loan type, while FlexOffers pays $200 for disbursed loans. Affiliates can earn up to $250 or 0 to 1% for disbursed loans as well. Both FlexOffers and Impact offer a cookie duration of 90 days.
According to 387 reviewers on TrustPilot, LendKey has received a rating of 4.5 out of 5.
PersonalLoans.com
- Program name: PersonalLoans.com Affiliate Program
- Network / Software: Sovrn , CJ Affiliate , FlexOffers , MaxBounty
- Commission: (Sovrn), $100.00-$120.00 per sale (CJ Affiliate), 76% per lead (FlexOffers), 75% of sales, $30.00 per lead (MaxBounty)
- Cookie duration: Not listed (Sovrn, FlexOffers, MaxBounty), 45 days (CJ Affiliate)
- Markets: Global
PersonalLoans.com, which lives up to its name, allows candidates to request loans that span from $1000 to $35,000. Moreover, they present diverse loan categories that include debt reduction or elimination, credit card repayment, acquiring or fixing autos, relocating, medical expenses, commercial-related, holiday-related, crisis-related, substantial acquisitions, connected to students, amongst others.
Although the service offered by PersonalLoans.com is free, they do disclose that they may receive compensation in exchange for sharing applicant information or marketing non-loan products. Additionally, the lender will disclose any origination fees or other charges upfront.
The annual percentage rate (APR) offered by PersonalLoans.com varies between 5.99% and 35.99%. Borrowers can choose a minimum repayment period of three months or extend it up to 72 months.
Affiliates can earn high commissions from PersonalLoans.com on multiple platforms, including 76% per lead on FlexOffers, $110 to $120 per sale on CJ Affiliates, $30 per lead, and 75% per sale on MaxBounty.
Viva Loan
Viva Finance provides personal loans that are tailored to an applicant’s job and income profile, with a maximum threshold of $10,000. Through a single platform, it brings together employers and employees, enabling employees to arrange payroll payments as part of their repayment plan.
In just 10 minutes, employees can submit their applications, receive personalized interest rates, and swiftly access the funds from their loans.
The foundation of Viva Finance’s operations revolves around utilizing an underwriting model that places primary emphasis on employment to expand the availability of cost-effective credit alternatives.
The company provides choices for changing and combining high-rate debts into affordable monthly payments as well as for adjusting costly credit card debt via inexpensive loans. Furthermore, the company empowers its clients to efficiently obtain funds for unexpected expenses.
Currently, Viva Finance’s affiliate programs are accessible on Awin, MaxBounty, and Sovrn. Affiliates can anticipate gaining $45 in commissions on Awin and $44 per lead or 67% of the sale on MaxBounty. It is vital to recognize that the cookie duration on Awin is only for one day.
FairStone
If your target audience is in Canada, you might want to consider Fairstone Financial Inc. as an affiliate promotion option. As a consumer lender, it operates solely as a subsidiary of the Fairstone Bank of Canada. Fairstone Financial Inc. provides rapid approval for loans ranging from $500 to $50,000.
Fairstone provides applicants with the opportunity to choose between secured and unsecured loans. They have an extensive range of personal loans, such as loans for medical emergencies, car repairs, debt consolidation, weddings, and travel. Additionally, they also offer loans for boats, RVs, pet expenses, and veterinarian bills.
If you are affiliated with a financial services firm that has been around since 1923 and has established a strong reputation, you have the potential to receive generous commissions. Moreover, if you excel, you can make twice the regular commission twice per year thanks to the Fairstone Bonus Program.
In addition to its extensive network of 240 branches spanning Canada, Fairstone boasts a customer satisfaction rate of 98.5% and has disbursed over $3.3 million in loans to date.
BadCreditLoans.com
- Program name: BadCreditLoans.com Affiliate Program
- Network / Software: CJ Affiliate , FlexOffers , Impact , MaxBounty , Yazing
- Commission: $110.00 per loan item (CJ Affiliate), 76% per sale (FlexOffers), 85% per lead (Impact), 76% per sale (MaxBounty), $110.00 per sale (Yazing)
- Cookie duration: 45 days (CJ Affiliate, FlexOffers), 30 days (Impact), Not listed (MaxBounty, Yazing)
- Markets: US
Unlike other marketplaces on the list, BadCreditLoans.com operates in a unique manner. They provide a complimentary service where they forward your loan request details to lenders who then decide on whether or not to grant you a loan based on your credit history. Nonetheless, the company does have lenders who offer loans to individuals of all credit types.
State and Tribal lenders collaborate with BadCreditLoans.com. Tribal lenders may charge higher fees and rates, and their conditions may be subject to both federal and tribal laws. If no proposals are made to the applicant, the platform will link them with other potential lenders but will not disclose confidential data.
Individuals are eligible to apply for a maximum of $10,000 in funding, with the APR usually falling between 5.99% and 35.99%. Loans have a minimum reimbursement time period of 90 days and can be repaid in full over a maximum of six years or 72 months.
By being an affiliate, you have the potential to receive some of the most substantial commissions achievable – on Impact, you can earn 85% per lead, on MaxBounty and FlexOffers, you can earn 76% per sale, and you can receive $110 per loan item from CJ Affiliate and Yazing.
The Best High-Ticket Affiliate Marketing Programs
Determining the “best” affiliate marketing programs is subjective, but I selected these programs for their payout amounts, customer base, and average customer ratings. The ratings from customers are useful in assessing the product’s value for recommendation. You could also use customer feedback effectively in marketing the products or services, particularly by showcasing outstanding outcomes that customers have achieved through using the product or service, as well as the features that customers find appealing.
1. Smartproxy
Using Smartproxy, customers can gather business insights from around the globe for purposes such as analyzing competitors, scraping search engine results pages (SERPs), aggregating prices, and verifying ads.
It had an average rating of 4.7 stars out of five from 836 reviewers.
By participating in Smartproxy’s affiliate program, you have the opportunity to earn a maximum of $2,000 for each customer that is referred.
2. Thinkific
Over 50,000 instructors have utilized Thinkific, an online course creation platform, to offer more than 100 million courses.
It received an average rating of 4.6 out of five stars from 669 reviewers.
Through the affiliate program offered by Thinkific, you can secure earnings of up to $1,700 each year for every referral.
3. BigCommerce
BigCommerce offers ecommerce solutions that include open SaaS, headless integrations, omnichannel features, as well as B2B and offline-to-online options.
The product received an average rating of 8.1 out of ten stars from 648 reviewers.
By enrolling in the BigCommerce affiliate program, you can obtain a maximum of $1,500 for each novel enterprise customer or 200% of their initial payment.
4. Teamwork
The collaboration tool, focused on enhancing the number of billable hours, called Teamwork, aids in boosting efficiency across the entire organization, spanning from the founder to the project managers.
An average rating of 4.4 out of five stars was given by 1,022 reviewers.
You can receive up to $1,000 for each referral of a new customer through the Teamwork affiliate program.
5. Flywheel
Managed WordPress hosting by Flywheel is designed to cater to agencies, ecommerce, and websites with high traffic.
An average rating of 4.4 out of five stars was given by 36 reviewers.
It’s possible to earn a maximum of $500 for each new referral by participating in the Flywheel affiliate program.
6. Teachable
Over 100,000 entrepreneurs, creators, and businesses of various sizes use Teachable, an online course platform, to develop interactive online courses and coaching businesses.
It received a score of 4.4 out of five stars from 150 reviewers.
By becoming a Teachable affiliate, you can make an average of $450 per month.
